Final Amount
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Total Contributions
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Total Earnings
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Understanding Investment Returns

This calculator helps you estimate potential returns on your investments considering: - Initial investment amount - Regular monthly contributions - Expected annual return rates from popular ETFs - Investment time horizon

Monte Carlo Simulation

The Monte Carlo simulation shows multiple possible outcomes based on market volatility. Each line represents a different scenario, helping you understand the range of potential returns.

ETF Information

The calculator includes historical performance data for popular ETFs: - SPY (S&P 500): Tracks the 500 largest US companies - QQQ (Nasdaq 100): Focuses on tech-heavy companies - VTI: Represents the total US stock market - AGG: Tracks US investment-grade bonds - VGK: European stock market exposure - EEM: Emerging markets exposure